CCV vs PAY Costs

6 min read·Updated 12/05/2026

Transaction Costs:

CardCCV CostsPAY.NL CostsHow settled
Vpay/Maestro€0.059€0.06Per transaction
VISA and Mastercard1.6%€0.10 + 1.25%Per transaction
AMEX2.25% per transaction€0.05 + 2.25% ratePer transaction
iDealN/A€0.35Per transaction
BancontactN/A€0.18 + 1.25%Per transaction
SofortN/A€0.39 + 1%Per transaction
VVV Gift Card & FashionChequeN/A€0.19 + 10%Per transaction
FashionGiftcardN/A€0.19 + 15%Per transaction

Other payment options are available, but only the most commonly used are included for this overview. If you are looking for a different payment method, please let us know so we can check the options and rates.

Monthly Costs:

ServiceCCV CostsPAY.NL Costs
Service fees€15.00€12.50
Terminal costs€3.25€9.50

Pay.nl's terminal costs are higher because, as a PrismaNote business partner, they are full-service, meaning they are available for support, maintenance, and installation without obligation.

One-off CCV Costs:

Activation costs€19.95
Purchase of P400 terminal€499Fixed terminal
Purchase of A920 terminal€595Mobile terminal
Purchase of A77 terminal€399Compact mobile terminal
Installation costs€495Delivery and connection

One-off PAY.NL Costs:

Purchase of PIN terminal:€595.00Fixed terminal PAX A35
€445.00Mobile terminal A77
€665.00Mobile terminal A920
Connection costsNoneYour new terminal is plug & play

The total costs for the purchase and installation of PAY.NL will be between €445 and €665 excl. 21% VAT

Extra PAY.NL option: Leasing

Instead of buying a new PIN terminal, it is also possible to lease one. This eliminates the monthly service fees as they are already included in the monthly amount. Trade-ins are not possible with leasing.

Contract durationCostsTerm
36 months€34.95Per month
24 months€39.95Per month
12 months€49.95Per month

We would be happy to start the application for you. As PrismaNote is a business partner of PAY, we can assist you well and have direct lines with various departments within PAY, and as mentioned, you can receive a discount on the monthly amount.

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